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Chequing Accounts
An all inclusive account that includes many benefits.
- Monthly fee discounted by 50% with a $6,000 minimum monthly balance.
- Unlimited debit transactions (excluding ATMs not on THE EXCHANGE® network)
- 100 outgoing Interac® e-Transfers
- Free bill payments
- Reimbursement of Collabria Mastercard annual fee
- Reimbursement of up to 5 equity trade fees per year (excluding commissions) through QTrade Direct Investing
- Monthly eStatement
- One-time reimbursement of up to $50 for RRSP transfer fees when transferring assets from another FI
- WLDCU personal mortgage renewal fee waived
- Includes a small safety deposit box (or $60/year discount on other sizes
- 50% discount on Official Cheques
$29.95 per month
A comprehensive and hard-working package account for those who prefer several benefits with the monthly service fee.
- Unlimited debit transactions (excluding ATMs not on THE EXCHANGE® network)
- Free bill payments
- 10 outgoing Interac e-Transfers
- Monthly eStatement
- One-time reimbursement of up to $50 for RRSP transfer fees when transferring assets from another FI
- WLDCU personal mortgage renewal fee waived
- 50% discount on Official Cheques
$15.95 per month
A pay-as-you-go account.
- Monthly fee waived with a minimum balance of $1,000
- Monthly eStatement
- 95¢ per debit transaction
- $2 per in-branch bill payment
$4.95 per month
This account is for members who have reached 60 years of age (minimum age increases to 65 effective January 1, 2025. Existing accounts will be grandfathered). Enjoy the benefits of Credit Union membership!
- Unlimited debit transactions (excluding ATMs not on THE EXCHANGE® network)
- 10 outgoing Interac eTransfers
- Free bill payments
- Monthly eStatement
- 50% discount on Official Cheques
No monthly fee
If you transact in US currency, this account is for you. Having an account in US currency allows you to save money by purchasing currency when foreign exchange rates make sense.
- Monthly eStatement
- 95¢ per debit transaction
No monthly fee
As a student, the last thing you need to worry about is pesky service charges eating away at your account balance. By saving you money and simplifying your life, this account helps achieve your educational dreams.
- Unlimited debit transactions
- 10 outgoing Interac eTransfers
- 10 free withdrawals per month from any ATM (surcharges levied by other institutions will still apply. Find a surcharge-free ATM on
- THE EXCHANGE® network)
- Free self-serve bill payments
- Monthly eStatement
- Unlimited online banking bill payments
- $2 per in-branch bill payment
No monthly fee
If you're aged 18 -24, this account offers a low monthly fee to help you save and manage your money.
- 10 outgoing Interac eTransfers
- Includes 25 debit transactions (excluding ATMs not on THE EXCHANGE® network), thereafter:
- $2 per in-branch bill payment
- 50¢ for all other transfer
- Monthly eStatement
$4.95 per month
Are you aged 13 to 18? Do you need an account that won't break the bank? This account is for you!
- Unlimited debit transactions (excluding ATMs not on THE EXCHANGE® network)
- 10 outgoing Interac eTransfers
- Monthly eStatement
- $2 per in-branch bill payment
- 95¢ per online banking bill payment
No monthly fee
Savings Accounts
A premium savings accounts for those who maintain a higher balance and conduct few transactions.
- Earns a premium rate for balances of $5,000 and up
- Interest is calculated daily and paid monthly
- Includes 2 transfers to another WLDCU account per month
- eStatement
- Additional debit transactions are $5 each
No monthly fee
Do you want to earn a little higher rate, but need the flexibility of low-cost transactions? This account is for you.
- Earns a tiered rate that increases as your balance does
- Interest is calculated daily and paid monthly
- eStatement
- 95¢ per debit transaction
- $2 per in-branch bill payment
- $1 per outgoing Interac e-Transfer
No monthly fee
This basic savings account earns interest and is simple and easy to access.
- Earns interest
- Interest is calculated daily and paid quarterly
- eStatement
- 95¢ per debit transaction
- $2 per in-branch bill payment
- $1 per outgoing Interac e-Transfer
No monthly fee
This account is for members who have reached 65 years of age. Do you want to earn a little higher rate? This account is for you.
- Earns a tiered rate that increases as your balance does
- Interest is calculated daily and paid monthly
- eStatement
- No charge for debit transactions (excluding ATMs not on THE EXCHANGE® network)
- Free bill payments
- $1 per outgoing Interac e-Transfer
- 50% discount on Official Cheques
No monthly fee
This basic savings account earns interest and is simple and easy to access.
- Earns interest
- Interest is calculated daily and paid quarterly
- No charge for debit transactions (excluding ATMs not on THE EXCHANGE® network)
- Free bill payments
- $1 per outgoing Interac e-Transfer
- 50% discount on Official Cheques
No monthly fee
Are you aged 12 and under? This savings account is for you!
- Earns interest
- No charge for debit transactions (excluding ATMs not on THE EXCHANGE® network)
- $1 per outgoing Interac e-Transfer
- $2 per in-branch bill payment
- 95¢ per online banking bill payment
- 95¢ per pre-authorized debit transaction
No monthly fee